OptimumBank Holdings, Inc. (Nasdaq:OPHC), the parent company of OptimumBank, announced that its quarterly losses substantially decreased during the fourth quarter ended December 31, 2011, a significant improvement from the previous nine quarters. The Company reported a net loss for the fourth quarter ended December 31, 2011 of approximately $57,000, or $.003 per basic share, compared to a net loss for the same period in the prior year of approximately $1.7 million, or $2.06 per share.

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides community banking products and services to individuals and corporate customers in Broward, Miami-Dade, and Palm Beach counties, Florida.

*******************************

Somerset Hills Bancorp (Nasdaq:SOMH) parent company of Somerset Hills Bank (the “Bank”), reported net income of $2.8 million for 2011, a 12.1% increase over the $2.5 million earned for 2010. Diluted earnings per share increased to $0.52 in 2011 from $0.46 in 2010. For the fourth quarter of 2011, the Company earned $822,000, representing a 1.5% increase over the $810,000 earned during the fourth quarter of 2010 and an 11.5% increase over the $737,000 earned during the linked third quarter of 2011.

Somerset Hills Bancorp operates as the holding company for Somerset Hills Bank, which provides commercial banking products and services primarily in Somerset, Morris, and Union Counties of New Jersey.

*******************************

Middleburg Financial Corporation (Nasdaq:MBRG), announced net income of $1.1 million for the quarter ending December 31, 2011 and $5.0 million in net income for the year 2011. Total revenue was $17.8 million in the quarter ended December 31, 2011 compared to $17.2 million in the previous quarter and $16.9 million in the quarter ended December 31, 2010, representing an increase of 3.5% and 5.3%, respectively.

Middleburg Financial Corporation, through its subsidiaries, provides banking, fiduciary, and investment management services to individuals and small businesses.

*******************************

Crown Equity Holdings, Inc. (CRWE)

Some of the VoIP benefits for businesses include: Routing calls over existing data networks can help avoid the need for separate data and voice networks; Conference calls are made much easier and more secure since there doesn’t have to be a third party involved in transmitted the call; Other features like call forwarding, automatic redial and caller ID are typically free tools that can be used from open source VoIP implementations through the subscription with a VoIP provider. With traditional telecommunication companies, these services are usually an additional charge to your phone bill; and VoIP benefits for businesses also include the flexibility VoIP technology offers for business solutions. These features include the ability to transmit one or more phone calls over a single broadband connection.

Crown Equity Holdings, Inc., together with its digital network, currently provides electronic media services specializing in online publishing, which brings together targeted audiences and advertisers. Crown Equity Holdings Inc. offers internet media-driven advertising services, which covers and connects a range of marketing specialties, as well as search engine optimization for clients interested in online media awareness.

Crown Equity Holdings Inc. (CRWE) is recently announced that it has entered into a joint venture to deploy VoIP (Voice over Internet Protocol) technology delivering voice, video and data services to residential and commercial customers. The joint venture company is Crown Tele Services Inc. which was a wholly-owned subsidiary of Crown Equity Holdings Inc. Crown Equity Holdings Inc. will own fifty percent (50%) interest in the joint venture.

Commenting on the joint venture, Kenneth Bosket, President of Crown Equity Holdings Inc., said: “We are excited to deliver VoIP communications solutions specifically designed to meet the business and residential market needs in this fast-growing global market.”

For more information please visit official website of CRWE: www.crownequityholdings.com

**********************************************

Sign Up for Free Stock Newsletter at http://www.pennyotcstock.com/signup

THIS IS NOT A RECOMMENDATION TO BUY OR SELL ANY SECURITY!

Disclaimer: Never invest in any stock featured on our site or emails unless you can afford to lose your entire investment. PennyOtcStock.com publisher and its affiliates and contractors are not registered investment advisers or broker/dealers. Our disclaimer is to be read and fully understood before using our site, reading our newsletter or joining our email list. Release of Liability: Through use of this website viewing or using, you agree to hold PennyOTCStock.com report and Crown Equity Holdings Inc. CRWE, its operators, shareholders, employees and/or contractors harmless and to completely release them from any and all liability due to any and all loss (monetary or otherwise), damages (monetary or otherwise) that you may occur. (Read more at http://pennyotcstock.com/disclaimer) Rule 17B requires disclosure of payment for investor relations. Crown Equity Holdings Inc. (CRWE.OB) is a media-advertisement and newswire company. Crown Equity Holdings Inc. (CRWE.OB), in some cases, provides media advertising and public awareness for both public and private companies, as well as disseminating news. As such, in some cases, when Crown Equity Holdings Inc. (CRWE.OB) advertises for a particular client, Crown Equity Holdings Inc. (CRWE.OB) charges an advertising fee which it must disclose under 17B. The fee may be in cash, in free trading stock or in restricted stock. Crown Equity Holdings Inc. (CRWE.OB), if paid in stock, can and may sell those securities during the advertising period.